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Authorized User Tradelines

 "Become an Authorized User and Achieve Success with Tradelines"

Unlock the power of authorized user tradelines. Improve your credit score and enjoy more favorable loan and credit card rates.

Boost Credit Age: Add an Aged Tradeline

Reduce Credit Utilization: Add a Tradeline for a Lower Ratio

Credit Clean-Up: Remove Negative Marks

MORE ABOUT ME
Leo Gonzalez

Leo Gonzalez, founder of Miami Credit Repair, is dedicated to helping individuals improve their financial futures. Known for his expertise in credit repair, Leo is a trusted figure in Miami's financial community.

With extensive experience, Leo has guided many clients in improving their credit scores and achieving financial goals. His innovative approach combines personalized strategies with transparency.

​Leo's own financial hardships inspired him to start Miami Credit Repair, offering effective, ethical, and affordable services. Under his leadership, the company is known for success, integrity, and client satisfaction, making Leo a leader in the credit repair industry.

Exclusive Bonuses:

Discover Our Awesome Bonuses

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Credit Repair Incentives

We are excited to offer 1 month of free credit repair services, including 24-hour Experian inquiry removals and CFPB online complaints, with the purchase of any tradeline(s) costing $0 to $499. For purchases of tradeline(s) costing $500 or more, enjoy 3 months of free credit repair.

Repair Incentives:

  • 1 Month Free: $0-$499
  • ​3 Months Free: $500+
  • Inquiry Removals Included
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Discount Options

If you do not require credit repair services or if you are purchasing for a client, you can opt for a discount instead of the free credit repair. Receive a $50 discount on tradelines costing $0 to $500, a $75 discount on tradelines costing $501 to $999, and a $100 discount on tradelines costing over $1000.

Flexible Discount Options:

  • $50 Discount: $0-$500
  • ​$75 Savings: $501-$999
  • ​$100 Off: $1000+

"Start Unlocking the Benefits of Authorized User Tradelines Today!"

Enhance your credit profile significantly by becoming an authorized user on a well-maintained credit account. An authorized user tradeline can boost your credit score by adding a history of responsible credit use and increasing your overall credit limit. This strategy is perfect for improving credit utilization ratios and demonstrating a longer credit history. Experience the immediate impact of a healthier credit score and open up new possibilities for financial products and lower interest rates.

Breaking Down Our Lingo

  • Impact on Credit Utilization: Being added as an authorized user to an account with a high credit limit can significantly benefit the authorized user's credit profile. It increases their total available credit, which, when unused, lowers their overall credit utilization ratio. Since credit utilization—how much of your available credit you are using—is a major factor in calculating credit scores, a lower utilization ratio can lead to a higher credit score.
  • Credit Age: In addition to the credit limit, the length of time the credit account has been open and its payment history also contribute to the credit score of the authorized user. Older accounts with long histories of on-time payments are most beneficial.
  • Cycles: Each tradeline is guaranteed to post for at least 2 cycles, with each cycle equaling one month, starting from the date of the credit card statement.
  • Immediate Impact: One of the advantages of being added as an authorized user to a tradeline is the immediate effect it can have. The account’s entire history, including its credit limit, will appear on the authorized user’s credit report soon after they are added to the account. This can be a quick way to enhance credit scores, making it a strategic move for someone looking to improve their credit standing rapidly.
  • Temporary Measure: It’s important to note that the benefits of being an authorized user might be reversed if the authorized user is removed from the account or if the account is closed. Therefore, it should be considered a temporary boost rather than a permanent solution to credit issues.

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F.A.Q

  • How long take the tradeline to post after I order? The tradelines take 2 to 3 weeks to post on your credit report.
  • Do you guarantee the posting of the tradelines? We guarantee that the tradelines will post to at least two bureaus, provided you remove any credit freeze from your credit report and supply all the necessary information.
  • What I do if the tradeline(s) don't post? If the tradelines don't post after 14 days from the posting date, you will receive your money back.
  • ​Do I have access to the credit on the tradelines? No, the only purpose of the tradelines is to help you with your credit. You will not have access to the accounts.
  • How long do the tradelines stay on my credit? The tradelines remain active for 2 months following the day of your purchase.
  • ​​Can the tradelines be added to a CPN or ITIN? Tradelines can only be added to your credit using a social security number. We conduct a check before requesting the bank to add you. If a CPN or ITIN is provided instead, we will issue a refund and apply a $100 charge.
  • ​Can you guarantee the removal of negative marks with your credit repair service? While our credit repair service is comprehensive and effective, we cannot guarantee the removal of all negative marks. Credit repair involves challenging inaccuracies and outdated information on your credit report. The success of these challenges depends on various factors, including the specific circumstances of each negative mark and the responses of credit bureaus and creditors. We use our expertise to enhance your credit report, though specific negative item removal isn't guaranteed.
  • What information do you need from me? We need access to your credit report, a valid ID, your social security number, and a bill or similar document as proof of address.

Client Testimonials: Hear from Our Satisfied Customers!

Real People Just Like You

Buying an authorized user tradeline significantly boosted my credit score and improved my financial stability. Highly recommend.

Christina D.

AGE 32

Enhancing my credit was crucial. The authorized user tradeline I purchased remarkably improved my credit health. Truly transformative!

Michael S.

AGE 40

Purchasing an authorized user tradeline was a wise decision for my nail salon business. It significantly improved my credit profile, aiding in business growth.

Melisa D.

AGE 28

Acquiring an authorized user tradeline greatly bolstered my restaurant's financial standing. It's been key to improving our credit and expanding opportunities.

Luis J.

AGE 48

Buying an authorized user tradeline was a strategic move for my home purchase. It dramatically improved my credit, making the mortgage process smoother

Eddie G.

AGE 31

Purchasing an authorized user tradeline was a smart decision for my car buying journey. It significantly boosted my credit score, facilitating a better auto loan approval.

Alex G.

AGE 36

100% MONEY BACK GUARANTEE

Get Started Today 100% Risk-Free

Our Trades Lines are 100% guaranteed to post to two major credit bureaus within 14 days of the posting date or your money back. Get started today 100% risk-free and enjoy the benefits of improved credit and better borrowing power for years to come!

- Leo Gonzalez

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