Pay for Deletion:
Contact Cavalry Portfolio Services at Phone: (866) 483-5139, Fax: (914) 347-1973, or via Mail: P.O. Box 27288, Tempe, AZ 85285, and ask about a pay-for-delete agreement. If the agency agrees, ensure to get the agreement in writing. Once the debt is paid, follow up to confirm that the collection is removed from your credit report. Under the Fair Credit Reporting Act (FCRA), you're entitled to dispute inaccurate or unverifiable information, and a pay-for-delete agreement can expedite this process.

Request a Goodwill Deletion:
If you've already paid the account in full, you can ask Cavalry Portfolio Services or the original creditor for a goodwill deletion. In your letter, explain that the debt has been resolved and request the removal of the negative item. While not guaranteed, the FCRA allows you to request corrections or deletions, especially when the information no longer accurately reflects your financial situation.

Hire a Credit Repair Company:
Credit repair companies can assist in removing negative items from your credit report by disputing errors and negotiating with creditors. Although it can be a more expensive option, professional help can ensure your rights under the FCRA are fully exercised, leading to the best possible outcome.

​Miami Credit Repair can help you remove a Cavalry Portfolio Services collection from your credit report. Our expertise ensures that your disputes are handled efficiently and effectively, focusing on your legal rights. Visit us at www.miamicreditrepair.site for more information and to get started on improving your credit today.